What Currency is Used in Krakow?

Krakow Currency 101: What You Need to Know Before Your Trip

When planning a trip to Krakow, a city steeped in a rich history, one of the key questions you might have is what currency is used in this Polish city. It’s important to be prepared so you can make the most of your experience, navigating everything from local markets to historic sites with ease.

Poland, although a member of the European Union since 2004, has not adopted the Euro as its currency. Instead, the country continues to use its own national currency, the Polish złoty (PLN). In Krakow, like in the rest of Poland, you will come across banknotes of 10, 20, 50, 100, and 200 złoty, as well as coins such as 1, 2, and 5 złoty and 1, 2, 5, 10, 20, and 50 groszy.

What Currency is Used in Krakow

While some establishments in Krakow may accept euros, it’s recommended to use the local currency, the złoty, for your transactions to avoid extra charges and ensure you get the best possible exchange rate. It’s helpful to familiarise yourself with the current exchange rates and have a reliable currency converter on hand to easily calculate costs during your visit.

Currency Used in Krakow

When travelling to Krakow, the currency you’ll need to use is the Polish złoty (PLN). Despite being a part of the European Union since 2004, Poland has not adopted the Euro as its currency. The Polish złoty, often abbreviated as “zł”, is the official currency in Krakow and throughout Poland.

The word “złoty” means “golden” in Polish, and it is divided into 100 smaller units called groszy. In terms of notes and coins, you’ll find that banknotes come in denominations of 10, 20, 50, 100, and 200 złoty. As for coins, they are available in 1, 2, and 5 złoty denominations, as well as 1, 2, 5, 10, 20, and 50 groszy.

Polish zloty small coins

When visiting Krakow, it’s a good idea to familiarise yourself with the exchange rate between the Polish złoty and your home currency. This will help you quickly estimate costs and ensure you’re paying a fair price. Currency converters can be a handy tool to keep on your phone, making it easier to calculate how much you’re actually spending while exploring the city.

Also, it’s worth noting that it’s easy to find currency exchange offices (called “kantor”) throughout Krakow. However, it’s recommended that you compare exchange rates before making a transaction, as there might be variations between different locations. Alternatively, ATMs are widely available across the city, and many accept international debit and credit cards for withdrawals in złoty.

In summary, the key to a smooth experience with the local currency in Krakow is being well-informed about the Polish złoty and its exchange rate with your home currency. Carry an appropriate mix of notes and coins for your daily expenses, and always compare rates when exchanging money or withdrawing from ATMs to ensure you’re getting the best possible value for your money.

Krakow Currency

Currency Exchange Services

When visiting Krakow, you will need to exchange your currency for Polish Złoty (PLN). The most convenient way to do this is at a local currency exchange booth, also known as a kantor. Kantors can be found throughout the city, offering competitive exchange rates for various currencies.

To get the best deal when exchanging your money, it’s important to look out for the buy and sell rates displayed at each kantor. While some currency exchange booths may have zero commission charges, don’t forget to compare their exchange rate against the market rate. To be in the loop about current exchange rates, you can visit online currency converters or financial sites that provide real-time rate information.

Keep in mind that banks and some hotels offer currency exchange services as well, but they might not have the most favourable rates when compared to kantors. For larger amounts of money, it is worth shopping around a few different kantors to find the best rate.

A couple of popular and well-reputed options in Krakow are:

  • Kantor CFS: Located at ul. Pawia 12
  • Galeria Kazimierz: Positioned within the shopping centre at ul. Podgórska 34

Remember to always carry some cash with you, as not all establishments in Krakow accept credit or debit cards. Besides, carrying Polish Złoty would come handy for smaller purchases or when using local transport.

Polish money zloty coins

By keeping these points in mind, you’ll be able to make the best decision when it comes to currency exchange during your trip to Krakow.

ATMs and Banks

While visiting Krakow, you’ll find numerous ATMs and banks at your disposal. With cash machines easily available throughout the city centre, you can conveniently access Polish currency, the Zloty (PLN), whenever you need it.

Market Square in Krakow

You’ll come across banks providing essential services during your stay. Most banks are open from Monday to Friday, with some branches operating on Saturdays as well. Remember that in Poland, the most commonly accepted cards are Visa and Master Card.

When using ATMs, make sure to check the transaction fees charged by your bank and the exchange rates to avoid unexpected charges. Keep an eye out for secure, reliable ATMs, preferably those associated with well-known banks. Avoid using machines located in secluded areas to ensure your safety and security.

In addition to ATMs, exchange booths are available around the city for your currency exchange needs. However, it is advisable to avoid exchange booths near the train stations and in the Old Town, as some have been reported to scam tourists with misleading rates. To get the best deal, compare the buy and sell rates, and inquire about any additional fees before making a transaction.

In conclusion, ATMs and banks in Krakow are easily accessible, providing you with a hassle-free experience in managing your finances during your visit. Stay vigilant and informed to make the most of your time in this beautiful city.

Using Cards in Krakow

While visiting Krakow, you’ll find that most establishments accept both debit and credit cards. The widespread acceptance of major credit card types such as Visa, Mastercard, and American Express makes it convenient for you to manage your finances during your stay.

When visiting ATMs to withdraw cash in Krakow, it’s important to be aware that some of them, particularly Euronet ATMs, may charge a user fee. To avoid these fees, consider using your debit card at ATMs belonging to local banks such as PKO Bank Polski or Bank PEKAO.

If you’re looking to avoid additional fees while using your cards, there are a few things to keep in mind:

  • Notify your bank before travelling to avoid potential card blocks due to unusual activity in a foreign country.
  • Choose an ATM within your bank’s network to minimise possible transaction fees.
  • Always opt to be charged in the local currency (Polish Zloty) when making card transactions, as selecting your home currency could lead to hidden fees through dynamic currency conversion.

Paying by card in Krakow is quite secure, and contactless payments are widely accepted, providing a fast and convenient method of payment. However, it’s good practice to carry some cash in the local currency for small purchases, street vendors, or emergencies. Also, keeping an eye on your account transactions and setting up account alerts can help you monitor your spending and detect any potential discrepancies during your trip.

Krakow street markets shopping

In summary, using credit and debit cards in Krakow is a convenient and secure option for managing your expenses while exploring this beautiful city. Make sure to familiarise yourself with your bank’s policies regarding international transactions to ensure a smooth and enjoyable experience.

Alternative Payment Methods

While the primary currency in Kraków is the Polish Złoty, it’s essential to know various alternative payment methods to make your transactions hassle-free. In this digital age, you can rely on various solutions like international money transfer providers, mobile banking apps, and card services.

Revolut is a popular mobile-based banking app that allows you to spend, transfer, and manage money without worrying about the exchange rate fees. Simply top-up your account in your local currency and use it to pay in Polish Złoty without any hidden charges. Moreover, Revolut works well with contactless payment options throughout Kraków, ensuring a seamless experience.

Another excellent option to consider is Wise, formerly known as TransferWise. It’s a renowned money transfer service that enables smooth and affordable currency conversions. When travelling to Kraków, you can obtain a Wise multi-currency account and debit card, which allows you to pay in Polish Złoty without incurring high conversion fees.

To stay connected while in Kraków, one of the most convenient ways is by getting yourself a local SIM card. This will ensure affordable data and call services, which can be beneficial for using digital payment methods during your stay.

Lastly, don’t forget the City Pass Krakow Card, a tourist card granting you access to numerous attractions and public transport in the city. This pass not only saves you money but also simplifies your experience by consolidating payments.

By embracing these alternative payment methods, you can enjoy a stress-free experience when visiting Kraków, knowing you have multiple options for handling transactions in a city with a different currency.

Spending in Different Establishments

When visiting Krakow, you’ll find that the currency used is the Polish zloty (PLN). Various establishments in this city, such as restaurants, bars, and shopping centres like Galeria Krakowska, generally accept both cash and card payments. However, it’s always a good idea to have some cash handy for smaller transactions.

Shopping Malls in Krakow

In most restaurants, you can enjoy authentic Polish cuisine and international dishes by paying with cash or card. Some popular restaurants, like those offering the best pierogi in Krakow, might require cash payments, while others might gladly accept cards.

Traditional Polish pierogy

Moving on to bars, Krakow has a diverse nightlife scene with several options available for every taste. From traditional Polish bars to unique games bars, you can explore the nightlife of Krakow with ease. Regardless of the type of bar, most establishments will accept card payments. However, carrying cash is advisable, especially when dealing with tips for bartenders or using transportation between venues.

The Galeria Krakowska, one of the city’s major shopping centres, houses various international and local brands. Here, you can make purchases with ease, as card payments are widely accepted. Occasionally, some smaller shops might require cash payments, so it’s prudent to keep some Polish zloty at hand.

Recommended activities and tours:

Old Town in Krakow, one of the oldest and most picturesque areas of the city, is a must-visit destination. Explore the vibrant history and attractions using your chosen method of payment, as most shops, restaurants, and bars in this area support both cash and card transactions. Cash is particularly handy when visiting street food vendors or purchasing souvenirs from local artisans.

Lastly, if you’re planning to use public transportation in Krakow, remember that card payments are accepted on most public transportation systems. However, as always, carrying some cash in local currency will ensure a stress-free experience.

Krakow buses

Currency in Relation to Other Countries

While visiting Krakow, you will use the Polish Złoty (PLN) as the local currency instead of the Euro. Although Poland is a member of the European Union, it has not adopted the Euro and continues to use its own currency. The Złoty is further divided into 100 grosze.

When travelling to Krakow, it is essential to know the exchange rates between the Złoty and other major currencies such as the Euro, US Dollars, and British Pounds. This knowledge will help you efficiently plan expenses and keep track of your spending while exploring Krakow. Remember that exchange rates fluctuate, so it’s wise to monitor them regularly before and during your trip.

Given the city’s location in the heart of Europe, many Americans visiting Krakow might wonder whether US Dollars are accepted. Generally, establishments in Krakow prefer transactions in the local currency; hence, it is advisable to exchange your Dollars or Pounds to Złoty before or upon arrival.

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To avoid hefty conversion fees, it is recommended to exchange money at local currency exchange offices (“kantor”) or withdraw Złoty using your bank card at ATMs. On the other hand, using Euros or Dollars directly may not be favourable due to limited acceptance and unfavourable conversion rates.

When budgeting for your trip, keep in mind the cost of living in Krakow compared to your home country. The city is known for being relatively affordable, offering a range of budget-priced and high-end experiences for travellers. By understanding currency relations and regularly checking exchange rates, you can comfortably manage your expenses and enjoy your visit to Krakow.

Currency Scams and Safety

In Krakow, as with any tourist destination, it’s essential to be aware of potential scams, especially when it comes to currency exchange. While the city is not notorious for currency fraud, there have been attempts to exploit tourists with unfavourable exchange rates. If you don’t want to exchange money, it’s worth carrying cards with you, such as Visa, which are widely accepted.

Krakow money scams

When you need to exchange currency, avoid illegitimate-looking exchange offices, particularly in the Stare Miasto (Old Town). These offices might appear legitimate, but they often deceive unsuspecting tourists with their rates. To stay safe, it’s best to exchange money at a bank or use an ATM, which often provides better rates.

Be cautious when using public transport, such as buses and trams in Krakow, as pickpockets can target tourists. Additionally, be mindful of your wallet when walking. Always keep your valuables securely in a zipped pocket or a travel pouch, and try not to flash large amounts of cash or expensive items in public.

In conclusion, always be cautious and aware of your surroundings while travelling. Staying vigilant and using common sense can save you from falling victim to scams and ensure a safe and enjoyable trip to Krakow.

Preparing for your Trip

Before you embark on your journey to Krakow, it’s essential to have a plan in place. Start by booking your flights and accommodation early so that you can secure the best deals. Be sure to choose a location that suits your preferences, a bustling city centre, or perhaps a quieter neighbourhood with picturesque views.

While organising your trip, don’t forget to purchase travel insurance. It’s always better to be safe than sorry, especially when travelling to a foreign country. Travel insurance can help cover any unexpected expenses, from cancelled flights to medical emergencies, giving you peace of mind on your adventures

Packing List for Krakow

Creating a packing list for your trip to Poland is essential. Be sure to include the appropriate clothing for the season, as Krakow’s weather can be quite diverse. Layers are a great choice to account for changing temperatures, and comfortable shoes are a must for exploring the city. To learn more about what to pack for Krakow, check out these Essential Tips Before Visiting Poland.

It’s crucial to know that Krakow uses the Polish złoty (PLN) as its currency. Familiarise yourself with the exchange rate and consider carrying some local cash upon arrival for taxi fares, tipping, and small purchases.

Krakow Three Day Itinerary

While preparing your itinerary, you may want some inspiration. For a memorable experience, explore these Three Day or Four Day Itineraries, which cover essential attractions and local gems. Lastly, don’t forget to discover the nearby Wieliczka Salt Mine and plan how to get there from Krakow.

Entrance to Wieliczka Salt Mine Museum

By covering these basic details, you’ll be all set for a fantastic trip to Krakow, enjoying its rich history, incredible food, and exciting cultural experiences.

Frequently Asked Questions

What is the exchange rate between Polish zloty and USD?

The exchange rate between the Polish zloty (PLN) and US dollars (USD) may vary daily, so it’s essential to check an online currency converter or visit a currency exchange provider to get the most up-to-date rate. Expect minor fluctuations as market conditions change.

How does the zloty compare to GBP?

Similar to the USD, the exchange rate between the Polish zloty (PLN) and the Great British Pound (GBP) can change daily. To find the current rate, refer to an online currency converter or a trusted currency exchange provider. Keeping track of currency rates is advisable to ensure you know the most accurate exchange rate at any moment.

Can euros be used in Krakow?

Although Poland is a member of the European Union, it does not use the Euro as its currency. The Polish zloty (PLN) is the official currency of Krakow and all over Poland. Some businesses may accept the Euro for payments, but it’s more practical to use the local currency to avoid potential financial complications.

Where should I exchange currency for my trip to Krakow?

It’s recommended to exchange your currency for Polish zloty (PLN) before travelling to Krakow, as this might provide you with better exchange rates. You can exchange your currency at banks, post offices or currency exchange offices (called “kantors”) in Krakow. Be aware of any additional fees and commissions when using these services.

What is the value of $100 US in Polish zloty?

The value of $100 US in Polish zloty (PLN) varies depending on the current exchange rate. You should use an online currency converter or refer to a currency exchange provider to get the most accurate value based on the current exchange rate.

How much does 1 Polish zloty equal in GBP?

As the exchange rate between the Polish zloty (PLN) and the Great British Pound (GBP) may change daily, using an online currency converter or asking a currency exchange provider is the best way to obtain the current value of 1 Polish zloty in GBP. Keep in mind that fluctuations may occur, and it is essential to be aware of the prevailing exchange rate at any time.


We are a team of travel lovers passionate about Krakow. We've explored every part of it and learned its history, traditions, and local secrets. We're eager to share our best tips with you. We know hidden gems and local favorites. We're more than writers; we're your personal guides. In our articles, you'll find everything what you need to know about Krakow. team – Your Krakow Experts

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